Key Stone Program for cancer survivors

Nearly 2,000 people participate in the Y’s Corner Stone program for cancer patients and their families. Through the generous support of the Rivera-Krall Family Foundation, the Y has expanded the support offered to Corner Stone participants.

The Rivera - Krall Family Foundation has partnered with the YMCA of the North Shore to create the RIVERA- KRALL KEY STONE PROGRAM for Corner Stone participants to help with some of the overwhelming financial burdens that also come with a cancer diagnosis. Through this generous donation, Corner Stone participants from low to middle-income households can focus on their health journey and receive up to $1000 in support from KEY STONE.

Examples of eligible expenses include, but are not limited to:

  • car repair
  • critical household repairs
  • unforeseen medical expenses
  • past-due rent due to unexpected circumstances 

Applications will be reviewed on a rolling basis.  It takes approximately two weeks for a response with an initial approval (which will be subject to the completion of an additional application) or reason for denial. The Foundation requires an Application for Hardship Assistance, pursuant to IRS guidelines, for each grant recipient. Following the completion of the Application, which entails disclosure of household income and net worth, the Foundation will pay the vendor directly. Following payment, we will request that you complete a brief survey to provide feedback on the process and your overall experience.
 


Steps to apply

1. Fill out and submit the Grant Application Form (please see below for eligible income and net worth requirements)

Click here for application
2. Once you are notified that you are eligible, please choose your income category below, then click on the corresponding application (lower or moderate-income) button below.  Download and complete the appropriate IRS Foundation paper application. Applications can be dropped off or mailed to:

Sterling Center YMCA
254 Essex Street
Beverly, MA 01915
Attn: Key Stone Program



Income Categories - Eligible income and net worth Requirements:
Applicants from Lower-Income households: net worth of less than $70,000 (total value of savings, real estate, and other assets, less credit card debt, mortgage, and other loans) and one of the following income criteria:

1-person households with income under $19,500
2-person households with a combined income under $22,500
3- and 4-person households with a combined income under $27,500
5- or more person households with a combined income under $32,500

Applicants from Moderate-Income households: net worth of less than $100,000 and one of the following income criteria:

1-person households with income under $58,500
2-person households with a combined income under $67,500
3- and 4-person households with a combined income under $82,500
5- or more person households with a combined income under $97,500


Lower- Income IRS Application    Moderate - Income IRS Application

Additional questions? Email keystone@northshoreymca.org and someone from our program will reach out to you. Thank you!